In formulating the information in this electronic tool, Liberty has taken due care to ensure that the information provided is accurate and that any views and opinions given are based on relevant information. However, while every care has been taken to ensure that the information provided is correct, no representation, warranty or undertaking (expressed or implied) is given and no responsibility or liability is accepted by Liberty where the information provided to Liberty on which these opinions and views are based is factually inaccurate. Any recommendations made must take into account your specific needs and personal circumstances. The information contained in this electronic tool does not constitute advice by Liberty. Any legal, technical or product information is subject to change from time to time. The information is a summary of all Risk products’ claims statistics.  If there are any discrepancies between the information in this electronic tool and the contractual terms of the Risk products or, where applicable, any fund rules, the latter will prevail. All Risk products are underwritten by Liberty Group Ltd.